KIOTI
CK20 Series:CK3520H

Powerful, reliable, and built to perform — the KIOTI CK3520H is a versatile compact tractor designed for small farms, ranches, and property owners who demand more. With a 34.9 horsepower engine and a smooth hydrostatic transmission, it delivers the muscle you need without sacrificing comfort or control.

Equipped with a front loader capable of lifting up to 1,835 lbs and a 3-point hitch lift capacity of 1,631 lbs, the CK3520H handles everything from heavy lifting to precise implement work. Its 28.9 PTO horsepower gives you the flexibility to run rotary cutters, tillers, and other rear attachments with ease.

Whether you’re moving dirt, clearing land, or maintaining your property, the CK3520H is built for dependable year-round performance — all backed by KIOTI’s trusted durability and warranty.

MSRP

$33,032

OUR PRICE

Powerful, reliable, and built to perform — the KIOTI CK3520H is a versatile compact tractor designed for small farms, ranches, and property owners who demand more. With a 34.9 horsepower engine and a smooth hydrostatic transmission, it delivers the muscle you need without sacrificing comfort or control.

Equipped with a front loader capable of lifting up to 1,835 lbs and a 3-point hitch lift capacity of 1,631 lbs, the CK3520H handles everything from heavy lifting to precise implement work. Its 28.9 PTO horsepower gives you the flexibility to run rotary cutters, tillers, and other rear attachments with ease.

Whether you’re moving dirt, clearing land, or maintaining your property, the CK3520H is built for dependable year-round performance — all backed by KIOTI’s trusted durability and warranty.

Want to learn how the CK20 Series performs in real work?

👉 Tractor Talk Episode 4 – Small but Mighty
Real insights you won’t get from spec sheets.

Frequently Asked Questions
KIOTI CK3520H

Is 34.9 HP enough tractor for a small farm or larger acreage property?

More than enough — and the real number to pay attention to is the 28.9 PTO HP that gets delivered to your implements. With 28.9 PTO HP, the CK3520H comfortably runs a 6-foot rotary cutter in flat to moderate conditions, a 5-foot tiller, a post hole digger, a snow blower, and a commercial finish mower without straining the engine. Owners running 6-foot cutters on their CK3520 report zero issues on flat ground and solid performance on moderate slopes.

For property maintenance — mowing, grading, light land clearing, snow removal, loader work, and three-point implement use — the CK3520H delivers everything a 5 to 50-acre property owner needs. The CRDI intercooled diesel engine wrings more usable power out of every gallon of fuel than older naturally aspirated designs, which means the 34.9 HP number works harder than the same figure on a less efficient engine. One owner on the KIOTI product page described it plainly: “It is the perfect fit for my 50-acre hobby farm. Kioti is the best bang for your buck. It works very well and is very strong.”

What makes the hydrostatic transmission on the CK3520H different from a standard gear drive?

The short answer is that there is no clutch pedal and no gear hunting — ever. The CK3520H uses a 3-range HST with twin pedals for forward and reverse. You press the forward pedal and go. You ease off and stop. You press the reverse pedal and back up. Speed control is smooth and immediate with no clutch engagement, no missed shifts, and no stalling when the terrain changes underneath you.

For property work — loader cycles, back-dragging, moving between tight spaces, mowing around obstacles — this is the transmission that makes the job faster and the operator less tired at the end of the day. The 3-range setup gives you infinite speed selection within each range, which means you dial in exactly the right ground speed for the job. Slow creep for tight loader work. Medium pace for mowing. Road speed for moving between fields. All without ever touching a clutch pedal.

How does the single-lever joystick make loader work easier?

Every loader function — boom up, boom down, bucket tilt, bucket dump — is controlled from a single lever in your right hand. The joystick moves naturally in the direction of the work. Push forward to dump. Pull back to curl. Left and right for boom up and down. The built-in float function lets the bucket follow ground contours automatically when you are back-dragging or grading, without constant manual adjustment.

For buyers who have operated tractors with separate levers for boom and tilt, the single-lever joystick is an immediate quality-of-life improvement. The 11.7 GPM hydraulic pump provides responsive flow that makes loader cycles fast and precise at working RPM. Owners consistently describe the loader control as intuitive from the first hour of operation and confidence-inspiring from the first day of real work.

Is the CK3520H cab comfortable enough for a full day of work?

The cab on the CK3520H is a factory-installed, fully enclosed unit — not an add-on shell. It comes standard with heat and A/C, a CD/Bluetooth radio, a rear glass defogger, a four-speed fan, an inside rearview mirror, a sun visor, two storage areas, five cup holders, a power socket, a USB charging port, and an AUX connection. The seat is adjustable with cushion strength adjustment, and the steering wheel tilts to your preferred position.

For Northern Colorado buyers dealing with cold mornings from October through April and hot afternoon work from June through September, the factory cab is not a luxury — it is a productivity tool. You work longer. You work more comfortably. You arrive at the end of the day less worn out than the operator on an open station machine who has been dealing with wind, dust, heat, and cold all day. One Facebook owner who had previously owned a Massey Ferguson said it directly: “The KIOTI is my favorite by far. I love the performance of the tractor and the cab.”

Can I add a grapple to the CK3520H?

Yes — with a third-function kit. The CK3520H does not come from the factory with a built-in third-function valve as a standard item, but third-function kits specifically engineered for the KIOTI CK3520 are readily available and well-documented. Summit Hydraulics and WR Long both offer confirmed-fit kits for this machine. The installation adds a dedicated hydraulic circuit for grapple, auger, angle-blade, or other hydraulic attachment control. Legacy Tractors installs and tests third-function kits before delivery — buyers who want a grapple should request this at time of order so the machine is ready to work from day one.

How does the CK3520H hold up over hundreds of hours?

Long-term KIOTI owners consistently report positive experiences at the 500, 700, and 1,000-hour marks. One Facebook owner reported: “My KIOTI CK series tractor is still going strong after 7 years and 500 hours — original battery and all. Great investment.” On TractorByNet, a CK27 HST owner at 500 hours said: “Would I buy another KIOTI? YES!” The KIOTI CK series is built on a platform that has been refined over multiple model generations with a focus on hydraulic quality, drivetrain durability, and cab engineering — all areas where owners report consistent long-term satisfaction.

The key to long-term reliability on any tractor is the 50-hour break-in service and consistent maintenance at the scheduled intervals. Legacy Tractors performs and documents the 50-hour service for every CK3520H we sell, keeping your warranty file complete from day one.

How does the DPF work on this tractor and will it interrupt my day?

The CK3520H uses a Diesel Particulate Filter as part of its Tier 4 Final emissions compliance. The DPF performs a regeneration cycle — a controlled burn that cleans accumulated soot from the filter — approximately every 40 to 100 hours depending on operating conditions and RPM. The key to minimizing regen frequency is simple: operate the engine between 1,800 and 2,600 RPM during work. Running at working RPM allows the engine to perform continuous mild passive regeneration, which significantly reduces the frequency and duration of active regen events.

When a regen is triggered, the process runs automatically during normal operation in most cases. Parked regen is available via the dashboard switch when needed. The KIOTI manual is clear on procedure, and Legacy Tractors walks every buyer through regen operation at delivery so there are no surprises in the field. Regen is a normal, manageable part of operating a modern Tier 4 diesel — and when you run the engine at proper RPM, most owners report it is rarely an interruption.

What is the KIOTI warranty and is it actually as good as people say?

It is. KIOTI’s current warranty program provides 6 years of powertrain coverage on eligible new tractors — making it one of the strongest warranty packages available in the compact tractor class. The first two years are bumper-to-bumper coverage, with powertrain protection extending through year six with no hour limit under current program terms. The warranty covers the engine, transmission, and drivetrain components through the full coverage period.

For buyers who have heard horror stories about tractor repair costs, the KIOTI warranty is a real financial protection — not a footnote. Legacy Tractors performs the documented 50-hour break-in service that keeps your warranty file complete, and we carry genuine KIOTI parts in-house so service intervals happen on your schedule, not the part order timeline. The warranty is transferable — call (970) 482-4803 for details.

How does the CK3520H compare to a comparably configured competitor — am I getting more for my money?

Yes — by a meaningful margin. Buyers comparing the KIOTI CK3520SEH to a comparably configured competitor at the same horsepower range consistently find the KIOTI delivers more standard features, more loader capacity, and a lower price point. One Reddit buyer comparing two specific configurations in this class found the KIOTI came in approximately $4,000 less for a similar feature set. On TractorByNet, a buyer noted the KIOTI is “substantially beefier and more capable than the comparable competitor in loader capacity.”

The CK3520H’s 1,835-lb loader lift, 11.7 GPM hydraulic pump, factory cab with full HVAC and Bluetooth, single-lever joystick, and 6-year powertrain warranty represent a package that competing brands typically price several thousand dollars higher — if they include all of those features as standard at all. You are not choosing KIOTI to save money and sacrifice quality. You are choosing KIOTI because the value-per-dollar calculation comes out decisively in your favor.

What do I need to bring to Legacy Tractors to make the most of my visit?

Bring the three jobs your current equipment cannot handle — or the three jobs you have been avoiding because you do not have the right machine. Bring approximate acreage, the terrain you work on, whether you need a grapple, what size implements you plan to run, and whether you want a cab or open station. Legacy Tractors is the authorized KIOTI dealer for Northern Colorado and the Colorado Front Range. We stock the CK3520H, walk every buyer through a full operator demo, install third-function and grapple kits before delivery, and handle every service interval in-house.

Technical Specifications

Dimensions

Length (with hitch): 120.90 in (3,070 mm)

Width: 54.50 in (1,385 mm)

Height: 92.90 in (2,360 mm)

Wheelbase: 65.70 in (1,670 mm)

Ground Clearance: 13.40 in (340 mm)

Front Tread: 48.20 in (1,225 mm)

Rear Tread: 47.60 in (1,210 mm)

Turning Radius: 8.96 ft (2.73 m)

Weight: 2,734 lb (1,240 kg)